2024 07 6 min readMoney Guide

Hurghada Currency Guide — Egyptian Pounds, ATMs and Money Tips

Managing money in Hurghada is straightforward once you know the basics. This guide covers currency, exchange rates, ATM locations, and the tipping culture that makes service work.

Egyptian Pound — The Basics

The Egyptian Pound (EGP, colloquially called gineh) is the official currency. Exchange rate: approximately 80–90 EGP per GBP as of 2025 (check current rates — the Egyptian pound has been subject to significant volatility). Banknotes: 1, 5, 10, 20, 50, 100, and 200 EGP. Coins: 25 and 50 piastres (rarely used). Availability: easily obtained at ATMs throughout Hurghada's tourist zone.

Best Way to Get Egyptian Pounds

ATMs give the best exchange rate — typically within 1–2% of the mid-market rate, far better than hotel exchange desks (which typically take 8–12% commission). ATMs are widely available: at Hurghada airport arrivals, throughout Sheraton Road, at Senzo Mall, and at most hotel lobbies. Use your UK debit card with a fee-free overseas card (Starling, Monzo, Charles Schwab) to avoid transaction fees. Standard UK bank cards typically charge 2.75–3% on overseas transactions.

Cash vs Card in Hurghada

All-inclusive hotel guests need minimal cash — the all-inclusive covers most spending within the hotel. For outside spending: local restaurants, taxis, tours, and markets require cash. Marina tourist restaurants and larger excursion operators often accept cards (Visa/Mastercard) but small vendors, local taxis, and market stalls are cash only. Recommended: take £200–£300 equivalent in EGP for a 1-week stay outside the hotel.

Tipping Culture

Tipping is an integral part of the Egyptian economy — service staff rely on tips to supplement low wages. Recommended amounts: hotel housekeeping £1–£2 equivalent per day, hotel pool/beach staff £1 for sunbed assistance, restaurant service 10–15% where not included, taxi drivers small round up (£0.50–£1), tour guides £3–£5 per day, dive instructors £5–£10 for a course. Always tip in Egyptian pounds where possible — more useful for staff than foreign currency.

Scams to Avoid

Currency exchange: always count your change at exchange desks — shortchanging is the most common tourist complaint. Unofficial taxis: always agree the fare before getting in. Prices quoted in 'dollars' for tourist services are often quoted high — agree in Egyptian pounds where possible for better rates. Hotels: always check your bill at checkout — errors (or deliberate additions) occur.

Frequently Asked Questions

What currency should I use in Hurghada?+
Egyptian Pounds (EGP). US Dollars and Euros are widely accepted in tourist areas but at less favourable exchange rates. Use ATMs for the best exchange rates.
Are there ATMs in Hurghada?+
Yes — widely available throughout the tourist zone. Airport, Sheraton Road, Senzo Mall, and hotel lobbies all have ATMs. Use a fee-free overseas card (Starling, Monzo) to avoid bank charges.

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